RWTS Compare
BUIDL vs USDY
Side-by-side Trust Score comparison based on the RWTS Rating methodology. Six dimensions of structural trust, scored independently.
Higher Score
BlackRock USD Institutional Digital Liquidity
BUIDL
87T2
Trust Score
87
APY
3.53%
TVL
$2.86B
Ondo US Dollar Yield
USDY
77T2
Trust Score
77
APY
3.55%
TVL
$953.50M
Dimension Comparison
| Dimension | BUIDL | USDY | Max | Edge |
|---|---|---|---|---|
| Asset Backing | 22 | 22 | 25 | Tied |
| Proof of Reserves | 16 | 16 | 20 | Tied |
| Redeemability | 12+3 | 9 | 15 | BUIDL |
| Audit & Security | 15+3 | 12 | 15 | BUIDL |
| Regulatory Standing | 15+4 | 11 | 15 | BUIDL |
| Track Record | 7 | 7 | 10 | Tied |
| Total | 87 | 77 | 100 | BUIDL+10 |
Key Facts
| Attribute | BUIDL | USDY |
|---|---|---|
| Tier | T2: Treasury & Fiat-Backed | T2: Treasury & Fiat-Backed |
| Chain | Multi-chain | Multi-chain |
| Risk Level | Low | Low |
| Backing | U.S. Treasury securities & repo agreements | Short-term U.S. Treasuries & bank deposits |
| Protocol | BlackRock / Securitize | Ondo Finance |
| Lock-up | Permissioned (institutional only) | 40–50 day initial holding period |
| Audited | Yes | Yes |
BUIDL Details
Full profile and yield calculator
USDY Details
Full profile and yield calculator
RWTS Methodology
How scores are calculated
This comparison is based on the RWTS Trust Score framework and is not financial advice. It does not constitute a recommendation to buy, sell, or hold either asset. Always conduct your own due diligence.