RWTS Compare
BUIDL vs USYC
Side-by-side Trust Score comparison based on the RWTS Rating methodology. Six dimensions of structural trust, scored independently.
Higher Score
BlackRock USD Institutional Digital Liquidity
BUIDL
84T2
Trust Score
84
APY
3.53%
TVL
$2.31B
Hashnote US Yield Coin
USYC
81T2
Trust Score
81
APY
3.09%
TVL
$2.51B
Dimension Comparison
| Dimension | BUIDL | USYC | Max | Edge |
|---|---|---|---|---|
| Asset Backing | 22 | 22 | 25 | Tied |
| Proof of Reserves | 16 | 16 | 20 | Tied |
| Redeemability | 9 | 9 | 15 | Tied |
| Audit & Security | 15+3 | 12 | 15 | BUIDL |
| Regulatory Standing | 15 | 15 | 15 | Tied |
| Track Record | 7 | 7 | 10 | Tied |
| Total | 84 | 81 | 100 | BUIDL+3 |
Key Facts
| Attribute | BUIDL | USYC |
|---|---|---|
| Tier | T2: Treasury & Fiat-Backed | T2: Treasury & Fiat-Backed |
| Chain | Multi-chain | Multi-chain |
| Risk Level | Low | Low |
| Backing | U.S. Treasury securities & repo agreements | Short-duration U.S. Treasury bills |
| Protocol | BlackRock / Securitize | Circle / Hashnote |
| Lock-up | Permissioned (institutional only) | Permissioned (institutional only) |
| Audited | Yes | Yes |
BUIDL Details
Full profile and yield calculator
USYC Details
Full profile and yield calculator
RWTS Methodology
How scores are calculated
This comparison is based on the RWTS Trust Score framework and is not financial advice. It does not constitute a recommendation to buy, sell, or hold either asset. Always conduct your own due diligence.