RWTS Compare
idleUSDC vs mUSDC-SH
Side-by-side Trust Score comparison based on the RWTS Rating methodology. Six dimensions of structural trust, scored independently.
Idle Senior USDC
idleUSDC
69T3
Trust Score
69
APY
7.50%
TVL
$86.00M
Higher Score
Morpho USDC Vault (Steakhouse)
mUSDC-SH
79T3
Trust Score
79
APY
4.28%
TVL
$1.22B
Dimension Comparison
| Dimension | idleUSDC | mUSDC-SH | Max | Edge |
|---|---|---|---|---|
| Asset Backing | 13 | 15+2 | 25 | mUSDC-SH |
| Proof of Reserves | 15 | 18+3 | 20 | mUSDC-SH |
| Redeemability | 12 | 13+1 | 15 | mUSDC-SH |
| Audit & Security | 12 | 14+2 | 15 | mUSDC-SH |
| Regulatory Standing | 9 | 10+1 | 15 | mUSDC-SH |
| Track Record | 8 | 9+1 | 10 | mUSDC-SH |
| Total | 69 | 79 | 100 | mUSDC-SH+10 |
Key Facts
| Attribute | idleUSDC | mUSDC-SH |
|---|---|---|
| Tier | T3: Secured DeFi | T3: Secured DeFi |
| Chain | Ethereum | Ethereum |
| Risk Level | Low | Low |
| Backing | USDC deposited into credit markets (senior tranche) | USDC deposits lent via curated lending markets |
| Protocol | Idle Finance | Morpho |
| Lock-up | None (flexible withdrawal) | None (flexible withdrawal) |
| Audited | Yes | Yes |
idleUSDC Details
Full profile and yield calculator
mUSDC-SH Details
Full profile and yield calculator
RWTS Methodology
How scores are calculated
This comparison is based on the RWTS Trust Score framework and is not financial advice. It does not constitute a recommendation to buy, sell, or hold either asset. Always conduct your own due diligence.