KAUT1$134.661.42%0.5% APY
KAGT1$59.930.30%0.1% APY
C1USDT2$0.9990.04%7.5% APY
USDCT2$1.000.00%0.0% APY
USDTT2$1.000.02%0.0% APY
BUIDLT2$1.0000.00%3.5% APY
BSTBLT2$1.000.00%0.0% APY
BRSRVT2$1.000.00%0.0% APY
USDYT2$1.150.01%3.6% APY
sUSDeT4$1.250.04%4.8% APY
KAUT1$134.661.42%0.5% APY
KAGT1$59.930.30%0.1% APY
C1USDT2$0.9990.04%7.5% APY
USDCT2$1.000.00%0.0% APY
USDTT2$1.000.02%0.0% APY
BUIDLT2$1.0000.00%3.5% APY
BSTBLT2$1.000.00%0.0% APY
BRSRVT2$1.000.00%0.0% APY
USDYT2$1.150.01%3.6% APY
sUSDeT4$1.250.04%4.8% APY
RWTS Compare

sDAI vs USDT

Side-by-side Trust Score comparison based on the RWTS Rating methodology. Six dimensions of structural trust, scored independently.

Higher Score
sD

Savings DAI

sDAI
72T3
Back14/25PoR16/20Redeem13/15Audit15/15Reg7/15Track7/10
Trust Score
72
APY
1.25%
TVL
$201.23M
US

Tether USD

USDT
64T2
Back18/25PoR11/20Redeem13/15Audit8/15Reg6/15Track8/10
Trust Score
64
APY
0.00%
TVL
$184.07B

Dimension Comparison

DimensionsDAIUSDTMaxEdge
Asset Backing1418+425USDT
Proof of Reserves16+51120sDAI
Redeemability131315Tied
Audit & Security15+7815sDAI
Regulatory Standing7+1615sDAI
Track Record78+110USDT
Total7264100sDAI+8

Key Facts

AttributesDAIUSDT
TierT3: Secured DeFiT2: Treasury & Fiat-Backed
ChainEthereumEthereum
Risk LevelLowMedium
BackingDAI (backed by ETH, stETH, U.S. Treasuries via RWA collateral)U.S. Treasury bills, repo, cash & other reserves (Tether attestations)
ProtocolSky (MakerDAO)Tether
Lock-upNone (instant redeem)None (direct 1:1 redemption $100k min; retail via exchanges)
AuditedYesNo

sDAI Details

Full profile and yield calculator

USDT Details

Full profile and yield calculator

RWTS Methodology

How scores are calculated

This comparison is based on the RWTS Trust Score framework and is not financial advice. It does not constitute a recommendation to buy, sell, or hold either asset. Always conduct your own due diligence.