KAUT1$132.780.14%0.5% APY
KAGT1$59.751.46%0.1% APY
C1USDT2$0.9990.25%7.5% APY
USDCT2$1.000.02%0.0% APY
USDTT2$1.000.04%0.0% APY
BUIDLT2$1.0000.00%3.5% APY
BSTBLT2$1.000.00%0.0% APY
BRSRVT2$1.000.00%0.0% APY
USDYT2$1.150.07%3.6% APY
sUSDeT4$1.250.00%5.0% APY
KAUT1$132.780.14%0.5% APY
KAGT1$59.751.46%0.1% APY
C1USDT2$0.9990.25%7.5% APY
USDCT2$1.000.02%0.0% APY
USDTT2$1.000.04%0.0% APY
BUIDLT2$1.0000.00%3.5% APY
BSTBLT2$1.000.00%0.0% APY
BRSRVT2$1.000.00%0.0% APY
USDYT2$1.150.07%3.6% APY
sUSDeT4$1.250.00%5.0% APY
RWTS Compare

USDC vs USDT

Side-by-side Trust Score comparison based on the RWTS Rating methodology. Six dimensions of structural trust, scored independently.

Higher Score
US

USD Coin

USDC
88T2
Back22/25PoR16/20Redeem15/15Audit13/15Reg15/15Track7/10
Trust Score
88
APY
0.00%
TVL
$73.68B
US

Tether USD

USDT
64T2
Back18/25PoR11/20Redeem13/15Audit8/15Reg6/15Track8/10
Trust Score
64
APY
0.00%
TVL
$184.25B

Dimension Comparison

DimensionUSDCUSDTMaxEdge
Asset Backing22+41825USDC
Proof of Reserves16+51120USDC
Redeemability15+21315USDC
Audit & Security13+5815USDC
Regulatory Standing15+9615USDC
Track Record78+110USDT
Total8864100USDC+24

Key Facts

AttributeUSDCUSDT
TierT2: Treasury & Fiat-BackedT2: Treasury & Fiat-Backed
ChainEthereumEthereum
Risk LevelLowMedium
BackingCash & short-dated U.S. Treasuries (Circle Reserve Fund)U.S. Treasury bills, repo, cash & other reserves (Tether attestations)
ProtocolCircleTether
Lock-upNone (1:1 redeemable via Circle / exchanges)None (direct 1:1 redemption $100k min; retail via exchanges)
AuditedYesNo

USDC Details

Full profile and yield calculator

USDT Details

Full profile and yield calculator

RWTS Methodology

How scores are calculated

This comparison is based on the RWTS Trust Score framework and is not financial advice. It does not constitute a recommendation to buy, sell, or hold either asset. Always conduct your own due diligence.