RWTS Compare
USDS vs USDT
Side-by-side Trust Score comparison based on the RWTS Rating methodology. Six dimensions of structural trust, scored independently.
Higher Score
Sky Dollar
USDS
72T3
Trust Score
72
APY
3.80%
TVL
$7.03B
Tether USD
USDT
64T2
Trust Score
64
APY
0.00%
TVL
$184.07B
Dimension Comparison
| Dimension | USDS | USDT | Max | Edge |
|---|---|---|---|---|
| Asset Backing | 14 | 18+4 | 25 | USDT |
| Proof of Reserves | 16+5 | 11 | 20 | USDS |
| Redeemability | 13 | 13 | 15 | Tied |
| Audit & Security | 15+7 | 8 | 15 | USDS |
| Regulatory Standing | 7+1 | 6 | 15 | USDS |
| Track Record | 7 | 8+1 | 10 | USDT |
| Total | 72 | 64 | 100 | USDS+8 |
Key Facts
| Attribute | USDS | USDT |
|---|---|---|
| Tier | T3: Secured DeFi | T2: Treasury & Fiat-Backed |
| Chain | Ethereum | Ethereum |
| Risk Level | Low | Medium |
| Backing | Multi-collateral (ETH, stETH, U.S. Treasuries, RWA) | U.S. Treasury bills, repo, cash & other reserves (Tether attestations) |
| Protocol | Sky (MakerDAO) | Tether |
| Lock-up | None | None (direct 1:1 redemption $100k min; retail via exchanges) |
| Audited | Yes | No |
USDS Details
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USDT Details
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RWTS Methodology
How scores are calculated
This comparison is based on the RWTS Trust Score framework and is not financial advice. It does not constitute a recommendation to buy, sell, or hold either asset. Always conduct your own due diligence.