Binance Simple Earn (USDT)
USDTMulti-chain
Medium Risk
70T3
Exchange YieldEarn$1.0000+0.00% (24h)APY: 5.50%
Platform AUM
$130B
Users
200M+
Countries
180+
Min Deposit
$1
Fee
No fee (spread-based)
Insurance
SAFU fund ($1B+)
About USDT
Flexible and locked USDT savings on Binance, the largest crypto exchange by volume. Yield generated from lending to margin traders and structured products. Flexible earn offers lower rates; locked terms (30-120 days) offer higher rates. Not available to US users.
Backing
USDT lent to Binance margin and institutional borrowers
Protocol
BinanceLoading chart data...
Price data from CoinGecko. Not financial advice.
Risk Breakdown
Smart Contract2/5
Market2/5
Liquidity2/5
Counterparty2/5
Regulatory2/5
Risk assessment is indicative. Conduct thorough due diligence before investing.
RWTS Trust Score
70
Trust Score
Tier 3: DeFi: Secured
Backing14/25
Verification15/20
Redeemability12/15
Security12/15
Regulation8/15
Track Record9/10
Total70/100
Tier 3: Secured DeFi : Secured by overcollateralized crypto or validated on-chain mechanisms.
View MethodologyYield Calculator
$
Daily Earnings
$0.15
Monthly Earnings
$4.52
Yearly Earnings
$55.00
Calculations are indicative. Actual yields may vary.
Info
Quick Facts
Lock-upFlexible or locked (30-120 days)
AuditedYes
ProtocolBinance
Risk LevelMedium