The Ember rcUSD vault is a fixed-term structured product on Sui, built around the rcUSD instrument through an R25 partnership and offering an elevated yield in exchange for a twelve-month lock. It is aimed at depositors willing to trade liquidity for a higher, defined return. rcUSD scores 49/100 (Tier 4) on the RWTS Trust Score, near the bottom of our corpus, because it combines a new structured underlying, a young protocol, cross-chain dependencies and a hard twelve-month lock-up with limited track record. The high APY is a direct reflection of that risk and illiquidity, not a free lunch.
- Issuer / protocol
- Ember Protocol
- Backing
- rcUSD structured product via R25 partnership
- Redemption / lock-up
- 12 months (fixed term)
- Audit & proof of reserves
- Independently audited
- Availability
- Global
- Chain
- Sui
- Tier
- Tier 4 — Synthetic & Structured
Scored on the published RWTS methodology (v1.1), reviewed quarterly and on material events. Ratings are independent and never pay-influenced.
Calculations are indicative. Actual yields may vary.
Price data from CoinGecko. Not financial advice.
We are not publishing a current rate for this asset, so we will not project earnings from one.
Beyond rcUSD's own score, two structural questions matter: what is it built on, and what has broken before in this part of the market. A high score in isolation can still carry hidden, shared exposure.
What this and similar assets are built on, and where contagion could spread.
The depegs, defaults, and exploits that inform the Track Record dimension.
Liquidity read: we could not source a size for this asset, so we are not publishing one. Lock-up: 12 months (fixed term).