RWTS Compare
USDC vs KAU/KAG
Side-by-side Trust Score comparison based on the RWTS Rating methodology. Six dimensions of structural trust, scored independently.
Higher Score
Coinbase USDC Rewards
USDC
82T2
Trust Score
82
APY
3.50%
TVL
$5.00B
Kinesis Earn
KAU/KAG
76T2
Trust Score
76
APY
10.00%
TVL
--
Dimension Comparison
| Dimension | USDC | KAU/KAG | Max | Edge |
|---|---|---|---|---|
| Asset Backing | 18 | 25+7 | 25 | KAU/KAG |
| Proof of Reserves | 18 | 20+2 | 20 | KAU/KAG |
| Redeemability | 8+4 | 4 | 15 | USDC |
| Audit & Security | 14+2 | 12 | 15 | USDC |
| Regulatory Standing | 14+2 | 12 | 15 | USDC |
| Track Record | 10+7 | 3 | 10 | USDC |
| Total | 82 | 76 | 100 | USDC+6 |
Key Facts
| Attribute | USDC | KAU/KAG |
|---|---|---|
| Tier | T2: Treasury & Fiat-Backed | T2: Treasury & Fiat-Backed |
| Chain | Multi-chain | Kinesis Platform |
| Risk Level | Low | Medium |
| Backing | USDC (Circle treasury reserve yield) | The pledged asset itself (allocated physical gold or silver for KAU and KAG) |
| Protocol | Coinbase | Kinesis Money |
| Lock-up | None (fully flexible) | Fixed term of 3, 6 or 12 months. Early exit forfeits that term's yield. |
| Audited | Yes | Yes |
USDC Details
Full profile and yield calculator
KAU/KAG Details
Full profile and yield calculator
RWTS Methodology
How scores are calculated
This comparison is based on the RWTS Trust Score framework and is not financial advice. It does not constitute a recommendation to buy, sell, or hold either asset. Always conduct your own due diligence.