KAUT1$104.882.95%3.0% APY
KAGT1$58.031.20%0.1% APY
C1USDT2$0.9980.40%7.5% APY
USDCT2$1.000.00%0.0% APY
USDTT2$1.000.00%0.0% APY
BUIDLT2$1.0000.00%3.5% APY
BSTBLT2$1.000.00%0.0% APY
BRSRVT2$1.000.00%0.0% APY
USDYT2$1.140.71%3.5% APY
sUSDeT4$1.230.02%3.7% APY
KAUT1$104.882.95%3.0% APY
KAGT1$58.031.20%0.1% APY
C1USDT2$0.9980.40%7.5% APY
USDCT2$1.000.00%0.0% APY
USDTT2$1.000.00%0.0% APY
BUIDLT2$1.0000.00%3.5% APY
BSTBLT2$1.000.00%0.0% APY
BRSRVT2$1.000.00%0.0% APY
USDYT2$1.140.71%3.5% APY
sUSDeT4$1.230.02%3.7% APY
RWTS Compare

XAUm vs mUSDC-SH

Side-by-side Trust Score comparison based on the RWTS Rating methodology. Six dimensions of structural trust, scored independently.

Higher Score
XA

Matrixdock XAUm

XAUm
83T1
Back24/25PoR18/20Redeem13/15Audit13/15Reg9/15Track6/10
Trust Score
83
APY
0.00%
TVL
$49.78M
mU

Morpho USDC Vault (Steakhouse)

mUSDC-SH
79T3
Back15/25PoR18/20Redeem13/15Audit14/15Reg10/15Track9/10
Trust Score
79
APY
4.28%
TVL
$1.22B

Dimension Comparison

DimensionXAUmmUSDC-SHMaxEdge
Asset Backing24+91525XAUm
Proof of Reserves181820Tied
Redeemability131315Tied
Audit & Security1314+115mUSDC-SH
Regulatory Standing910+115mUSDC-SH
Track Record69+310mUSDC-SH
Total8379100XAUm+4

Key Facts

AttributeXAUmmUSDC-SH
TierT1: Physically-Backed RWAT3: Secured DeFi
ChainMulti-chainEthereum
Risk LevelLowLow
Backing1 troy oz LBMA 99.99% gold (allocated, audited)USDC deposits lent via curated lending markets
ProtocolMatrixdockMorpho
Lock-upNoneNone (flexible withdrawal)
AuditedYesYes

XAUm Details

Full profile and yield calculator

mUSDC-SH Details

Full profile and yield calculator

RWTS Methodology

How scores are calculated

This comparison is based on the RWTS Trust Score framework and is not financial advice. It does not constitute a recommendation to buy, sell, or hold either asset. Always conduct your own due diligence.