Matrixdock XAUm is a gold-backed token, each token representing one troy ounce of LBMA-accredited 99.99% gold held in allocated, audited vaults and redeemable for physical bullion. It is a multi-chain tokenized gold product from Matrixdock, the digital-asset arm of Matrixport. XAUm scores 81/100 (Tier 1) on the RWTS Trust Score: full allocated backing, independent audits and redeemability put it firmly in the physical-RWA tier, a step below PAX Gold mainly on issuer scale and regulatory track record. It pays no native yield; the return comes from the gold price.
- Issuer / protocol
- Matrixdock
- Backing
- 1 troy oz LBMA 99.99% gold (allocated, audited)
- Redemption / lock-up
- None
- Audit & proof of reserves
- Independently audited
- Availability
- Global
- Chain
- Multi-chain
- Tier
- Tier 1 — Physically-Backed RWA
Scored on the published RWTS methodology (v1.1), reviewed quarterly and on material events. Ratings are independent and never pay-influenced.
Addresses verified against each chain's explorer. Native = canonical or natively issued; bridged = wrapped or messaged across.
Calculations are indicative. Actual yields may vary.
Price data from CoinGecko. Not financial advice.
Projections assume constant APY of 0.00%. Actual returns may vary. Not financial advice.
Beyond XAUm's own score, two structural questions matter: what is it built on, and what has broken before in this part of the market. A high score in isolation can still carry hidden, shared exposure.
What this and similar assets are built on, and where contagion could spread.
The depegs, defaults, and exploits that inform the Track Record dimension.
Liquidity read: we could not source a size for this asset, so we are not publishing one. Lock-up: None.
Is XAUm safe?
XAUm (Matrixdock XAUm) scores 81/100 on the independent RWTS Trust Score, which places it in Physically-Backed RWA (Tier 1). Tier 1 is the safest tier in the methodology: physically or fully reserved, independently verified, and redeemable. Backing: 1 troy oz LBMA 99.99% gold (allocated, audited). It is independently audited. The score reflects backing, verification, redeemability, audit, regulatory standing, and track record, not headline yield. We rate. You decide.
Exit routes
11/15 · right 4/8 · routes 7/7If the issuer stopped cooperating tomorrow, could you get out?
Yes, by more than one independent route
- independent
KuCoin
58.4% of volume.
- independent
Aquarius
32.7% of volume, so the two largest are split and no collapse applies.
- independent
Bluefin and 7 further venues
10 venues carry volume, and pools clear the capacity floor on Solana, BSC and Sui.
- issuer
Matrixdock
Physical gold redemption exists but carries a bar-scale minimum and KYC.
Route 7, right 4. The mirror image of KAU: a weaker redemption right, and many more ways out that the issuer cannot close.
This is the redeemability component of the Trust Score above, which stands at 81/100 (A-). Until 1 September 2026 redeemability was a single figure measuring the right to redeem while ignoring how many routes existed to exercise it. Splitting it moved this asset’s score. How the score works
Assessed 2026-09-01. Route independence asks how many ways out the issuer cannot close, not how much the asset trades.
Compare XAUm
Head to head on the Trust Score with similar assets.