RWTS Compare
XAUm vs PT-sUSDe
Side-by-side Trust Score comparison based on the RWTS Rating methodology. Six dimensions of structural trust, scored independently.
Higher Score
Matrixdock XAUm
XAUm
83T1
Trust Score
83
APY
0.00%
TVL
$49.78M
Pendle PT-sUSDe
PT-sUSDe
68T4
Trust Score
68
APY
9.50%
TVL
$920.00M
Dimension Comparison
| Dimension | XAUm | PT-sUSDe | Max | Edge |
|---|---|---|---|---|
| Asset Backing | 24+12 | 12 | 25 | XAUm |
| Proof of Reserves | 18+2 | 16 | 20 | XAUm |
| Redeemability | 13+3 | 10 | 15 | XAUm |
| Audit & Security | 13 | 13 | 15 | Tied |
| Regulatory Standing | 9+1 | 8 | 15 | XAUm |
| Track Record | 6 | 9+3 | 10 | PT-sUSDe |
| Total | 83 | 68 | 100 | XAUm+15 |
Key Facts
| Attribute | XAUm | PT-sUSDe |
|---|---|---|
| Tier | T1: Physically-Backed RWA | T4: Synthetic & Structured |
| Chain | Multi-chain | Ethereum |
| Risk Level | Low | Medium |
| Backing | 1 troy oz LBMA 99.99% gold (allocated, audited) | sUSDe principal token (Ethena sUSDe underlying) |
| Protocol | Matrixdock | Pendle |
| Lock-up | None | Fixed maturity (varies by pool) |
| Audited | Yes | Yes |
XAUm Details
Full profile and yield calculator
PT-sUSDe Details
Full profile and yield calculator
RWTS Methodology
How scores are calculated
This comparison is based on the RWTS Trust Score framework and is not financial advice. It does not constitute a recommendation to buy, sell, or hold either asset. Always conduct your own due diligence.