RWTS Compare
yvUSDC vs PT-sUSDe
Side-by-side Trust Score comparison based on the RWTS Rating methodology. Six dimensions of structural trust, scored independently.
Higher Score
Yearn USDC yVault
yvUSDC
73T3
Trust Score
73
APY
5.80%
TVL
$455.00M
Pendle PT-sUSDe
PT-sUSDe
68T4
Trust Score
68
APY
9.50%
TVL
$920.00M
Dimension Comparison
| Dimension | yvUSDC | PT-sUSDe | Max | Edge |
|---|---|---|---|---|
| Asset Backing | 13+1 | 12 | 25 | yvUSDC |
| Proof of Reserves | 16 | 16 | 20 | Tied |
| Redeemability | 13+3 | 10 | 15 | yvUSDC |
| Audit & Security | 13 | 13 | 15 | Tied |
| Regulatory Standing | 8 | 8 | 15 | Tied |
| Track Record | 10+1 | 9 | 10 | yvUSDC |
| Total | 73 | 68 | 100 | yvUSDC+5 |
Key Facts
| Attribute | yvUSDC | PT-sUSDe |
|---|---|---|
| Tier | T3: Secured DeFi | T4: Synthetic & Structured |
| Chain | Ethereum | Ethereum |
| Risk Level | Low | Medium |
| Backing | USDC deposited across multiple lending protocols | sUSDe principal token (Ethena sUSDe underlying) |
| Protocol | Yearn Finance | Pendle |
| Lock-up | None (flexible withdrawal) | Fixed maturity (varies by pool) |
| Audited | Yes | Yes |
yvUSDC Details
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PT-sUSDe Details
Full profile and yield calculator
RWTS Methodology
How scores are calculated
This comparison is based on the RWTS Trust Score framework and is not financial advice. It does not constitute a recommendation to buy, sell, or hold either asset. Always conduct your own due diligence.