RWTS Compare
USDT vs USDC
Side-by-side Trust Score comparison based on the RWTS Rating methodology. Six dimensions of structural trust, scored independently.
Tether USD
USDT
61T2
Trust Score
61
APY
0.00%
TVL
$143.00B
Higher Score
USD Coin
USDC
86T2
Trust Score
86
APY
0.00%
TVL
$74.87B
Dimension Comparison
| Dimension | USDT | USDC | Max | Edge |
|---|---|---|---|---|
| Asset Backing | 18 | 22+4 | 25 | USDC |
| Proof of Reserves | 11 | 16+5 | 20 | USDC |
| Redeemability | 10 | 13+3 | 15 | USDC |
| Audit & Security | 8 | 13+5 | 15 | USDC |
| Regulatory Standing | 6 | 15+9 | 15 | USDC |
| Track Record | 8+1 | 7 | 10 | USDT |
| Total | 61 | 86 | 100 | USDC+25 |
Key Facts
| Attribute | USDT | USDC |
|---|---|---|
| Tier | T2: Treasury & Fiat-Backed | T2: Treasury & Fiat-Backed |
| Chain | Ethereum | Ethereum |
| Risk Level | Medium | Low |
| Backing | U.S. Treasury bills, repo, cash & other reserves (Tether attestations) | Cash & short-dated U.S. Treasuries (Circle Reserve Fund) |
| Protocol | Tether | Circle |
| Lock-up | None (direct 1:1 redemption $100k min; retail via exchanges) | None (1:1 redeemable via Circle / exchanges) |
| Audited | No | Yes |
USDT Details
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USDC Details
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RWTS Methodology
How scores are calculated
This comparison is based on the RWTS Trust Score framework and is not financial advice. It does not constitute a recommendation to buy, sell, or hold either asset. Always conduct your own due diligence.