RWTS Compare
sGHO vs USDC
Side-by-side Trust Score comparison based on the RWTS Rating methodology. Six dimensions of structural trust, scored independently.
Savings GHO
sGHO
66T3
Trust Score
66
APY
5.60%
TVL
$250.00M
Higher Score
USD Coin
USDC
86T2
Trust Score
86
APY
0.00%
TVL
$74.87B
Dimension Comparison
| Dimension | sGHO | USDC | Max | Edge |
|---|---|---|---|---|
| Asset Backing | 15 | 22+7 | 25 | USDC |
| Proof of Reserves | 17+1 | 16 | 20 | sGHO |
| Redeemability | 11 | 13+2 | 15 | USDC |
| Audit & Security | 12 | 13+1 | 15 | USDC |
| Regulatory Standing | 5 | 15+10 | 15 | USDC |
| Track Record | 6 | 7+1 | 10 | USDC |
| Total | 66 | 86 | 100 | USDC+20 |
Key Facts
| Attribute | sGHO | USDC |
|---|---|---|
| Tier | T3: Secured DeFi | T2: Treasury & Fiat-Backed |
| Chain | Ethereum | Ethereum |
| Risk Level | Medium | Low |
| Backing | GHO overcollateralized by Aave crypto collateral; yield from GHO borrow fees + Merit rewards | Cash & short-dated U.S. Treasuries (Circle Reserve Fund) |
| Protocol | Aave | Circle |
| Lock-up | None (instant redemption to GHO) | None (1:1 redeemable via Circle / exchanges) |
| Audited | Yes | Yes |
sGHO Details
Full profile and yield calculator
USDC Details
Full profile and yield calculator
RWTS Methodology
How scores are calculated
This comparison is based on the RWTS Trust Score framework and is not financial advice. It does not constitute a recommendation to buy, sell, or hold either asset. Always conduct your own due diligence.