Kinesis Earn Eligible Assets: The Full List with RWTS Trust Scores
The Kinesis Earn eligible assets list: KAU and KAG both score 97/100 (Tier 1) on the RWTS Trust Score. Per-asset notes, intro APY mechanics, minimum entry, and where the yield comes from.
Verdict: The kinesis earn eligible assets are exactly two, KAU (gold) and KAG (silver), and both carry the same RWTS Trust Score of 97/100 (Tier 1). That is the highest tier we award, earned on allocated, audited, redeemable metal, not on a rate promise. If you already hold physical or tokenized gold, the real question is not "how high is the yield" but "why is my metal earning nothing where it sits?" Kinesis Earn is one answer, with real limitations you should weigh first. Start with the KAU listing. We rate. You decide.
Who this list is for
You already own bullion. It is allocated, it is safe, and it produces exactly zero yield year after year. A bank savings account pays roughly 0.5%. Vaulted gold pays 0%. Kinesis Earn is a structured way to change that 0% without selling the metal or lending it out. The catch is that only two assets qualify, and the introductory rate is bounded. This page is the reference list, with what each eligible asset is, what it scores, and the honest constraints attached.
The Kinesis Earn eligible assets list
Only two Kinesis-issued tokens are eligible for Earn. Both are 1:1 allocated-metal instruments, and both sit at the top of our ratings.
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Asset
Metal
RWTS Trust Score
Tier
Notes
KAU
Gold (1g fine gold)
97/100
Tier 1
Allocated, audited, redeemable for physical. Full KAU review.
KAG
Silver (10g fine silver)
97/100
Tier 1
Allocated, audited, redeemable for physical. Full KAG review.
No stablecoins, no third-party gold tokens, no unallocated balances qualify. If an asset is not KAU or KAG, it is not Earn-eligible. That narrowness is a feature: the yield program is built around Kinesis's own vaulted metal supply chain.
The Trust Score, dimension by dimension
Here is why both eligible assets sit at 97/100 (Tier 1). The chart and table below break down the primary asset, KAU, across the six RWTS dimensions: backing, verification, redeemability, audit, regulation, and track record.
KAU's 97/100 is the sum of six weighted dimensions. Source: RWTS Trust Score methodology.
Dimension
KAU
Max
Asset backing quality
25
25
Reserve verification
20
20
Redeemability
15
15
Audit and security
12
15
Regulatory standing
15
15
Track record
10
10
Total
97
100 · Tier 1
KAG scores identically at 97/100 (Tier 1) on the same framework, since it shares Kinesis's allocation, audit, and redemption architecture. For the full scoring logic, see our methodology. The short version: the points come from allocated metal you can independently verify and redeem, not from marketing.
What the intro APY actually is
Never read a rate in isolation. Frame it against the alternatives.
Bank savings: roughly 0.5%.
Vaulted or tokenized gold sitting idle: 0%.
Kinesis Earn introductory terms (per the public kinesis.money/earn page): 7% for a 3-month term, 9% for 6 months, 12% for 12 months.
Those introductory figures are not permanent. Once the first $25M is allocated across the program, the rates revert to standard levels of 6%, 8%, and 10% for the 3, 6, and 12-month terms. That $25M cap is the only real scarcity here, and it is a documented mechanic, not a countdown gimmick. Minimum entry is $1,000 in KAU or KAG. Terms remain subject to final Kinesis documentation.
Where does the Kinesis Earn yield come from?
This is the objection every gold holder should raise. If the yield came from lending your metal to a third party, the safety of an allocated position would be compromised. Kinesis states it does not do that. The yield is primarily funded by physical gold and silver arbitrage executed through its ABX exchange, not by lending or rehypothecating your metal. We walk through that funding model in detail in how Kinesis Earn yield is funded. Read it before you commit, because the source of a yield tells you more about its durability than the headline number does.
Is Kinesis Earn worth it if I already hold gold?
Your gold earns nothing where it sits. That is the honest starting point. Kinesis Earn lets the same allocated metal produce a return without selling it. Against a 0% baseline, even the reverted standard rates are a meaningful change.
But the constraints are real and you should hold them alongside the upside:
Capital is at risk. This is not a savings account and it is not insured like one.
The introductory APY is capped and bounded by the first $25M pool and is time-limited.
Early withdrawal forfeits that term's yield, though your underlying metal remains yours.
Kinesis excludes UK persons, and eligibility depends on final Kinesis documentation.
We disclose that Kinesis is a related-party topic for our founder, which is exactly why this page prioritizes accuracy over enthusiasm. For a broader picture, see our Kinesis Money review 2026 and the evidence behind the score in is Kinesis Money legit.
KAU vs KAG: which eligible asset should you use?
Both score 97/100 (Tier 1), so the choice is not about trust, it is about metal. KAU tracks gold, historically the steadier store of value. KAG tracks silver, which is more volatile and more industrially sensitive. Earn treats them on the same term structure, so the decision reverts to your own view on the underlying metal. Many holders use KAU for the core position and KAG for a smaller, higher-variance sleeve. Both belong to the broader tokenized gold category we track.
The bottom line
The kinesis earn eligible assets are KAU and KAG, and nothing else. Both hold a 97/100 (Tier 1) RWTS Trust Score built on allocated, audited, redeemable metal. Earn can turn a 0% bullion position into a yielding one, funded primarily by arbitrage rather than lending, but the introductory rate is capped, capital is at risk, and early exit forfeits that term's yield. Weigh those limits against the fact that idle metal pays you nothing.
If you decide to proceed:
Create your Kinesis account and complete verification.
Pre-register with your HIN and review the current Earn terms and eligibility on the primary Kinesis documentation before allocating any KAU or KAG.
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Pre-registration for the introductory rates is open now
Kinesis Earn pays up to 12% APY on pledged gold, silver, stablecoins and major digital assets, paid in the asset you pledge. The introductory rate is reserved for the first $25M pledged, then it steps down. From $1,000. Open Kinesis Earn through this link, create your account from that page, then pre-register with your HIN to lock the intro rate.
Referral link, disclosed: RWTS earns a commission. Ratings are never for sale. Full disclosure. Not intended for UK persons.
Frequently asked questions
What are the Kinesis Earn eligible assets?
The Kinesis Earn eligible assets are KAU (gold) and KAG (silver), both of which score 97/100 (Tier 1) on the RWTS Trust Score. Each Earn term must be funded with one of these two allocated-metal tokens. No third-party stablecoins, altcoins, or unallocated instruments qualify.
How much do I need to start Kinesis Earn?
The minimum entry is $1,000 in KAU or KAG. You commit to a fixed term (3, 6, or 12 months). Capital is at risk and the introductory rate is capped by a first-come pool, so read the primary terms before committing.
What happens if I withdraw from Kinesis Earn early?
You can withdraw anytime, but you forfeit that term's yield if you exit before the term completes. Your underlying KAU or KAG metal is not confiscated, only the accrued Earn yield for that term is lost.
Where does the Kinesis Earn yield come from?
Kinesis states the yield is primarily funded by physical gold and silver arbitrage executed through its ABX exchange, not by lending or rehypothecating your metal. That distinction matters and is covered in our funding-mechanics research.
Is Kinesis Earn available in the UK?
Kinesis excludes UK persons from Earn. Eligibility depends on your jurisdiction and the final Kinesis documentation. RWTS does not offer Earn and does not determine your eligibility.
Disclaimer: This article is for informational purposes only and does not constitute financial advice. Always do your own research before making investment decisions.
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